"I'm happy to help any way I can, even if you are not my client."

Rick Carpenter, JD - "The Insurance Doctor"

801-609-4401

Independent Insurance Agent - Health, Life, Medicare, Supplemental, Short-term

Above and Beyond

I pride myself in going the extra mile for my customers. I realize that medical emergencies and their accompanying insurance questions don’t always arise in the middle of a typical work day. This means that, whenever possible, my availability isn’t limited to banker’s hours. While I do need to sleep sometimes, I do my best to respond promptly to my customers when they need me.

The Right Plan for You

Healthcare Marketplace, private health plans, Medicare, supplemental plans, short-term bridge plans, individuals and small businesses. With 14 years as a full-time agent, I have the experience and knowledge to set you up with a plan that fits your needs and budget.

Appointments that Work for You

My office is conveniently located on Spanish Fork Main Street. I am also available to come to your home or business if that is your preference. Call, text, or message me today to set up an appointment.

Experience

I have been a full-time agent since 2011, working with most types of health and life insurance options, and with kids from one to 92... and older.

Credentials

Juris Doctorate Degree (Law Degree) specifically in Health Law from Purdue University Global School of Law - Los Angeles.

Licensed in multiple states.

Commitment to Service

I am always happy to serve and answer your questions. Not a customer? Not a problem. I welcome the opportunity to help when I can. My services are always no cost to you. Whether you prefer to visit with me at my office or at your home or business, I am here for YOU.

How Can I Help You?

Healthcare Marketplace

Great for many families

If you qualify for Advance Premium Tax Credits from the government, your monthly premiums can be very affordable.

Medicare

Several plan options available

Medicare isn't a "one size fits all" program. Several important factors must be considered, such as costs of services, geographic coverage area, and the prescription drugs you take.

Private Health Insurance

The Healthcare Marketplace doesn't work well for everyone.

If you earn too high an income to get decent value from the marketplace, or if you don't like your employer's group option, look at private coverage. If you're reasonably healthy, it might be just the option you've been looking for.

Life Insurance

Protecting what is most precious - your family

Several options exist ranging from term life to permanent policies with market growth and borrowing options, to senior final expense plans.

We are located at 765 N Main St, Spanish Fork, UT 84660 *

Our Building

Just south of the Spanish Fork Parks & Rec building at 800 North and Main Street.

Our Office Space

We have a comfortable office space with a waiting area, conference table, and private offices to serve you with confidentiality and professionalism.

Where We Are

Next door to the Spanish Fork Parks & Recreation building, directly across the street from Carl's Jr. Only about a quarter mile south of the I-15 Main Street exit.

Contact me

Telephone: (801) 609-4401

E-mail: rcarpenter@insurewithcompass.com

Address: 765 N Main St, Spanish Fork, Utah 84660 *

* Please text or call before coming to the office. I regularly visit with people away from the office and would want to make sure to be there if you plan to stop by.

Text me for the fastest response.

I usually receive and respond to text messages faster than any other method of communicating.